Forms › Form 5304-SIMPLE
Fill out Form 5304-SIMPLE online
Fill out Form 5304-SIMPLE free in your browser. The official IRS form opens on the page; click the highlighted fields and type to set up your SIMPLE IRA plan. Nothing is uploaded to any server. No signup, no watermark, then download your completed form.
Editing is free. Downloading your finished file is a one-time $1.97 per document, refundable for 7 days.
What is the Form 5304-SIMPLE?
Form 5304-SIMPLE is the IRS model document a small employer uses to establish a SIMPLE IRA retirement plan when employees choose the financial institution that holds their own accounts. It is completed by the employer and kept in their records.
Fill the Form 5304-SIMPLE in 3 steps
Get the form
Click “Get form” — the official PDF opens in the editor, with no upload.
Fill it in
Click the highlighted fields and type your details, or add text anywhere on the page. Everything stays on your device.
Download
Save the completed form to your device.
Common questions
What is the difference between Form 5304-SIMPLE and Form 5305-SIMPLE?
Both establish a SIMPLE IRA plan for a small employer. Use Form 5304-SIMPLE when each employee selects the financial institution to receive their SIMPLE IRA contributions. Use Form 5305-SIMPLE when the employer designates a single financial institution for all contributions.
Is filling out the Form 5304-SIMPLE here free?
Filling it in is free, with no signup and no watermark. Downloading the completed form is a one-time $1.97 — not a subscription, and refundable for 7 days.
Do you upload my form to a server?
No. The form opens and is filled entirely in your browser. Nothing is uploaded, so your personal and financial details stay on your device.
Is this the official form?
Yes. This is the official, current Form 5304-SIMPLE published by the U.S. government, which is public domain. You fill the genuine document.
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