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Fill out Form 1099-C online
Fill out Form 1099-C, Cancellation of Debt, free in your browser. The genuine IRS form opens on screen, you click the highlighted fields and type, then download it. Nothing is uploaded to any server, with no signup and no watermark; filling it in is free and the download is a one-time $1.97.
Editing is free. Downloading your finished file is a one-time $1.97 per document, refundable for 7 days.
What is the 1099-C?
Form 1099-C is the IRS information return that lenders and other creditors file to report a canceled or forgiven debt of $600 or more. The borrower receives a copy showing the amount discharged.
Fill the 1099-C in 3 steps
Get the form
Click “Get form” — the official PDF opens in the editor, with no upload.
Fill it in
Click the highlighted fields and type your details, or add text anywhere on the page. Everything stays on your device.
Download
Save the completed form to your device.
Common questions
Who files Form 1099-C and who receives it?
Creditors such as banks, credit unions, and other financial institutions file Form 1099-C when they cancel or forgive a debt. They send a copy to the IRS and to the borrower whose debt was discharged. If you are the borrower, you receive this form rather than file it.
Is filling out the 1099-C here free?
Filling it in is free, with no signup and no watermark. Downloading the completed form is a one-time $1.97 — not a subscription, and refundable for 7 days.
Do you upload my form to a server?
No. The form opens and is filled entirely in your browser. Nothing is uploaded, so your personal and financial details stay on your device.
Is this the official form?
Yes. This is the official, current 1099-C published by the U.S. government, which is public domain. You fill the genuine document.
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